The other day Andrew Stopford blogged about InfoCard, asking what happens if your PC is stolen. Does the thief get access to your "cards", and therefore any web site that you use them to log into?

I'm about 20 minutes into this video on Channel9, which explains the architecture of InfoCard, and in it Charles asked the same question. The answer, however, hasn't satisfied me.

The resopnse that architect Arun Nanda gave was that the cards themselves don't store information - only a list of "claims" that the card provider can make on your behalf. When you submit the card to a site, you still need to authenticate with the card provider to prove that you are who you say you are.

So how do I prove my identity to the card provider? Another InfoCard? That way lies infinite loops. A username and password? How is that different from having to enter a username and password to the original site?

Anyone out there close enough to InfoCard to give a solid explanation of why it's still secure if your PC is stolen?